Saving money! The concept of saving money came to me when I was really young. I remember every time I wanted sweets I had to ask my mom. To which she would either agree to get me the sweets or say no. I then realized she had the power and if I wanted to get the sweets on my own, I would also have to have the power. The only way I would get the sweets was if I had the money. As a 6 year old with no income, that would be hard. So I came up with a proposal to my parents to let me wash the cars in exchange for some money. They happily agreed. I saved up the little I got and had enough to buy my sister and I a whole lot of sweets and toys. Mission accomplished.

This article is especially helpful if you are trying to save for something substantial like a phone, car or trip. Here are 8 really simple and useful ways that you can start to save money and stop spending money on impulse and glib items.



Make a plan for each day of the week. Know what you will do at specific times of the day. That way you won’t find yourself in a position with nothing to do. When you are not organized in your life, your finances take a hit too. Learn how to plan out your day and stay organized.



Stop spending money on take away food while you are at work or school. Take away food from the supermarkets and cafes cost so much money. That is a lot of money to be spending everyday. Instead, carry lunches from home and save the money which can go into a more useful investment in the long run.



Save money by carrying homemade lunches to work or school. Start meal prepping during the weekends and storing the containers in the fridge. The ingredients will stay fresh and it will save you the time of cooking up each meal. This is especially useful if you are busy and would like healthier option meals throughout the week.



While we are on the topic saving money and staying healthy, we should steer clear of the processed foods aisle in our local supermarkets. Packaged and frozen foods are not only bad for you, but they also cost a lot of money. You would rather go for fresh produce like fruits and vegetables which cost a lot less compared to packaged foods.



Make a list of your daily spending for each day. Doing this will help you track where the majority of your spending goes to. You will also realize what is important and what you will need to cut back on. Tracking your daily spending will also assist you in making a budget for yourself.



Make a budget list for all your expenses. Write down how much you spend on your house rent, car insurance, electricity bill, groceries, fuel or any other expenses you incur on a monthly basis. This way you can track your spending and know which expenses to cut from your budget and save money.



Manage the electronics around the house by switching off what is not in use. You can save a lot of money by cutting the electricity bill. While electronics are on stand-by they still use energy, so you can take off the plugs from the sockets. Don’t leave the lights on every room or during the day. Don’t leave the shower running. There a lot of energy saving household electronics you can find in the market like washing machines. They may cost a lot of money but they will save you a lot more in the long run.



Train your willpower to say no. Learning how to say no will actually help you know what is important and help you save a lot more. Instead of going out every night with your friends cut it back to three nights out. You may loose some experiences which will be made up when you finally get what you were saving up for. When you learn how to say no to things, you will also learn the discipline of getting only what you had planned for without getting derailed.


What other saving tips do you have?


Keep you posted till next time



  • Timbe
    May 15, 2017

    Interesting read Yvonne.
    I agree with your pointers.
    Personally I carry packed lunch and snacks. Came to realize its expensive to eat in restaurants where I work. I just carry a home made sandwich. It’s healthier and cheaper.

    I have learnt to say No a lot now. No giving in into peer pressure. If I can’t afford to go out I simply stay at home. No need to inconvenience myself for social image loool

    Keep it up Yvonne!

    • Yvonne
      May 15, 2017

      Hey Timbe. Eating out occasionally can be really expensive. Besides you can track what you eat when you prepare and pack your own lunch.
      I totally agree, when you train yourself to say “NO” keeping away from vices becomes really easy. Then you save a lot of money, Result!!

  • Timbe
    May 15, 2017

    Plus I learnt to have separate bank accounts for separate items:

    1. Normal bills.

    2. Saving.

    3. Travelling.

    4. Medical care.

    Each account is used solely for its purpose. Where it is not you make sure you refund it

    • Yvonne
      May 15, 2017

      That’s a new one I’ve learnt. But isn’t it hard to manage all those accounts?

      • Timbe
        May 15, 2017

        Ahahahahahaha thinking like an accountant here. Separate your money. Just like businesses have separate accounts. Easier to keep account of each. Each account has a different role and function. Mixing money brings chaos!

        • Yvonne
          May 15, 2017

          Hahaha! Default.
          But this makes a lot of sense.
          I will take your advice. Thank you for sharing 🙂

  • Tony
    May 15, 2017

    Will power to say no to myself is the hardest 😂😂😂

    • Yvonne
      May 15, 2017

      It is hard in the beginning, but after a while you get used to it, Tony 🙂

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